Not legal advice - Denial Decoder helps you understand insurance denials; it doesn't replace a licensed attorney, doctor, or patient advocate.

Denial Decoder
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Free templates

Free appeal letter templates

Two ready-to-edit Word (.docx) files: a patient appeal letter and a letter of medical necessity for your provider. Free during early access.

Appeal letter template

Patient-facing appeal letter with every section labeled. Opens in Word, Google Docs, or Pages.

Letter of medical necessity

Hand this to your provider - they fill in the clinical detail.

Want a draft based on YOUR letter?

Paste your denial and we'll fill in the template with the right claim number, denial reason, and deadline.

Decode my letter

Templates only - not legal advice.